Tijjani Muhammad, Fahd Al-Shaghdari, and Besar Bin Ngah. “Role of Islamic Financial Institutions in Addressing Financial Exclusion: A Methodological Mix Approach”. AZKA International Journal of Zakat & Social Finance 4, no. 2 (August 2, 2023): 161-198. Accessed November 23, 2024. https://azjaf-staging.zakat.com.my/index.php/azjaf/article/view/171.